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Terms and Conditions

Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomeshendersonnevada.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Henderson Nevada (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting an offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows homeowners, property owners, and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website describes us as a local team of real estate investors and also states that homeowners may be connected directly with investors willing to acquire fire-damaged property.

Depending on the transaction, we may act as:

Our actual role depends on the facts and governing transaction documents.

Unless separately and lawfully established, we do not act as your:

3. Principal Purchase Transactions

Where we or an affiliated purchaser seek to acquire property for our own account:

4. Investor Connections

Where we connect a property owner with another investor or prospective purchaser, that purchaser may independently:

Independent purchasers are responsible for their own statements, contracts, funding, conduct, licensing obligations, privacy practices, and performance.

5. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry and not a purchase agreement.

You may reject a proposed offer unless and until you enter into a legally enforceable written transaction agreement, subject to any applicable statutory cancellation or rescission rights.

6. No Obligation to Purchase

Submitting property information does not require us or another investor to:

7. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every owner.

8. Agents, Contract Holders, and Other Representatives

If an agent, contract holder, wholesaler, attorney-in-fact, trustee, personal representative, or other representative submits information concerning property, that person is responsible for having lawful authority to do so.

Nothing on the Website authorizes:

9. Property Research

We or another prospective purchaser may research:

10. Property Inspections and Evaluations

The Website advertises a free inspection or property evaluation.

An acquisition evaluation may include:

An inspection or evaluation performed for acquisition purposes is not automatically:

11. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into a legally enforceable transaction agreement.

An offer may change following due diligence.

12. Offer Methodology

Potential offers may consider:

No particular valuation method, purchase price, or investment outcome is guaranteed.

13. Binding Transactions

A binding transaction arises only when applicable parties execute legally enforceable transaction documents.

Closing may depend on:

14. Nevada Seller’s Real Property Disclosure

Nevada generally requires a seller of covered residential property to complete and serve the purchaser with the current Seller’s Real Property Disclosure Form, subject to specified statutory exemptions.

For this purpose, covered residential property generally means Nevada land to which one to four dwelling units are affixed.

A direct cash sale to an investor is not automatically exempt merely because:

15. Disclosure Timing — At Least 10 Days Before Conveyance

Except for a statutory exemption, the seller generally must:

at least 10 days before the property is conveyed.

This is a pre-conveyance deadline and should not be confused with states requiring seller disclosure before the purchase agreement is signed.

16. Seller Must Complete the Form

A seller’s real estate agent may not complete Nevada’s statutory condition-disclosure form on behalf of the seller.

The disclosures are the seller’s disclosures.

17. Disclosure Requirements Cannot Be Waived

A purchaser generally may not waive the disclosure requirements of NRS 113.130(1), and a seller may not require the purchaser to waive those requirements.

An as-is cash contract therefore should not state that Nevada’s statutory disclosure form is unnecessary merely because the purchaser accepts property in its current condition.

18. Waiver of Certain Remedies Is Different

Nevada separately allows a purchaser to waive certain rights or remedies under NRS 113.150 only through a qualifying written document that is:

Waiver of a remedy should not be confused with waiver of the underlying NRS 113.130 disclosure requirement.

19. Nevada Definition of a Defect

For Nevada’s seller-disclosure statute, a “defect” generally means a condition that materially affects the value or use of residential property in an adverse manner.

Fire-created conditions can qualify depending on their nature and continuing effect.

20. Fire Damage and Nevada Form 547

Nevada’s current Seller’s Real Property Disclosure Form does not use a standalone checkbox asking simply whether the property ever experienced a fire.

Instead, the form requires disclosure of known defects in systems and conditions such as:

A seller should therefore evaluate the current known effects of the fire, rather than assume historical fire damage is irrelevant merely because the word “fire” is not a standalone item on the current form.

21. Known Material Fire-Related Conditions

Depending on the facts, material fire-related defects may include:

22. Actual Knowledge Standard

Nevada’s disclosure law does not require a seller to disclose a defect of which the seller is not aware.

A seller must nevertheless truthfully disclose known qualifying defects.

Whether a seller actually knew of a defect can be a factual issue.

23. Completed Disclosure Form Is Not a Warranty

Nevada’s statutory disclosure form does not itself create an express or implied warranty concerning property condition.

The buyer also retains a duty to exercise reasonable care to protect the buyer’s own interests.

24. New or Worsening Defects Before Closing

If, after serving the disclosure form but before conveyance, the seller or seller’s agent discovers:

the purchaser or purchaser’s agent generally must be informed in writing as soon as practicable and no later than conveyance.

25. Buyer’s Options After New or Worsened Defect

If the seller does not agree to repair or replace a newly disclosed or worsening defect, the purchaser may generally:

Where NRS 113.150’s rescission procedure applies, written notarized notice generally must be served within four working days after the purchaser is informed of the defect.

26. Failure to Deliver the Disclosure Form

If the seller fails to serve the completed disclosure form as required, Nevada law generally permits the purchaser to rescind the purchase agreement without penalty at any time before conveyance.

27. Known Undisclosed Defects After Closing

If residential property is conveyed without the required disclosure or other written notice of a known qualifying defect, Nevada law can impose substantial remedies.

Subject to the statute’s conditions and defenses, a purchaser may recover:

28. Reliance on Qualified Information

Nevada provides a limited protection where an error or omission in the form resulted from the seller’s reliance upon qualifying information provided by certain government officials or appropriately authorized professionals such as contractors or engineers.

The actual facts and statutory conditions control.

29. Statutory Seller-Disclosure Exemptions

Nevada provides specific exceptions to the ordinary NRS 113.130 disclosure procedure, including certain qualifying:

An exemption should be confirmed for the actual transaction.

30. Foreclosure-Sale Exemption Does Not Mean No Disclosure at All

Nevada imposes separate requirements concerning defects known to a trustee or beneficiary in certain foreclosure-sale transactions.

The existence of a statutory exception from the ordinary seller form therefore should not automatically be translated into “no disclosure obligations whatsoever.”

31. No Universal Fire-Document Package

Nevada does not impose one universal rule requiring every fire-damaged seller automatically to provide every:

to every purchaser.

A particular document may nevertheless be:

32. As-Is Transactions

The Website advertises as-is acquisitions.

“As-is” may mean the purchaser does not require the seller to make repairs before closing.

It does not automatically eliminate:

33. No Universal Requirement to Repair Before Sale

Nevada does not impose one statewide rule requiring every fire-damaged house to be completely restored before it can be sold.

A damaged property may potentially be sold in its present condition.

Separate:

may nevertheless affect the property.

34. Clark County and Henderson-Specific Disclosures

Nevada law contains additional property disclosures that may apply depending on the parcel and transaction, including provisions concerning:

Those requirements are transaction-specific and should not be treated as universal requirements for every ordinary Henderson resale.

35. Henderson Incident Repair Permits

The City of Henderson maintains a specific Incident Repair permit process for property damaged by:

The City’s current process includes residential, multifamily, and commercial building permit applications.

Fire-damaged property requiring repair should therefore be evaluated for applicable Henderson permit requirements before regulated reconstruction begins.

36. Incident Repair Plan Review

Henderson’s Incident Repair process may involve review of multiple disciplines, including:

The necessary documentation and disciplines depend on the actual damage and repair scope.

37. Electronic Permit Submittal

Henderson currently requires applicable building and fire permit applications to be submitted electronically through the City’s DSC Online system.

The fact that the property is being sold does not eliminate an existing permit or inspection requirement.

38. Henderson Fire Code

New Henderson fire-permit submittals received after January 1, 2026 must comply with the City’s currently applicable 2024 Fire Code requirements.

Fire alarm, sprinkler, suppression, monitoring, or other regulated fire-protection work can require separate fire-safety review or permitting.

39. Henderson Incident Assessment Records

Henderson maintains incident-assessment reports concerning structural damage resulting from fires.

Those records may identify whether permits are required during repair and may be relevant during due diligence.

A City record is not necessarily a substitute for a current professional inspection.

40. Cleanup and Restoration

Any:

must comply with applicable:

Nothing in these Terms represents that we personally perform regulated contractor work unless lawfully authorized.

41. Inspections and Due Diligence

The Website advertises a free inspection and as-is purchase.

That does not prevent us or another purchaser from conducting due diligence permitted by the transaction documents.

Due diligence may include:

42. Fast Offer and Closing Claims

The Website advertises:

Those statements describe possible or intended transaction timing and are not guarantees.

Actual timing may depend on:

43. Buyer-Paid Closing Costs

The Website states that the buyer will pay closing costs.

That statement describes the advertised transaction model.

The actual executed purchase agreement and final settlement statement control:

44. No Agent Commissions and Hidden Fees

Where a seller enters a genuine direct transaction without a listing broker, a conventional listing-agent commission may not apply.

If a licensed Nevada real estate professional participates, compensation obligations will be governed by applicable:

45. Nevada Real Estate Brokerage Law

Nevada generally defines a real estate broker as a person who, for another and for compensation or expected compensation, performs specified activities involving real property.

Those activities include, among other things:

for another person.

A single compensated regulated act can implicate Nevada’s licensing requirements.

46. Principal Purchaser Versus Broker

A genuine principal investor purchasing property for its own account is differently situated from someone providing brokerage services for another for compensation.

Nothing on the Website authorizes a person to avoid Nevada licensing law merely by using labels such as:

The actual relationship, conduct, and compensation control.

47. Investor Matching and Referral Compensation

Because the Website states that it may connect homeowners directly with investors, any arrangement in which a person:

should be evaluated under Nevada’s Real Estate Licensing Law.

48. Nevada Wholesaling

As of October 8, 2026, Nevada does not maintain a separate comprehensive residential-wholesaler statute comparable to the specialized wholesaler registration, mandatory disclosure, and cancellation regimes enacted in certain other states.

That does not mean every contract-assignment business model is automatically exempt from Nevada real estate licensing law.

The actual conduct controls.

49. Contractual Interest Is Not Legal Title

Holding a:

is different from holding record legal title.

A contract holder should not falsely represent that:

50. Assignment Depends on the Contract

Whether a Nevada purchase agreement may be assigned depends on:

Nothing on the Website guarantees that a particular contract may be assigned.

51. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

52. Nevada Foreclosure Consultant Law

Nevada separately regulates foreclosure consultants and persons providing specified mortgage-related “covered services” for compensation.

Covered conduct can include paid services represented as helping a homeowner:

A direct property acquisition should not be marketed as compensated foreclosure consulting unless the relationship separately complies with Nevada law.

53. Licensing for Covered Foreclosure Services

Persons performing qualifying covered services for compensation, foreclosure consultants, and loan-modification consultants generally require the appropriate Nevada licensing unless an exemption applies.

A cash purchaser should keep the property-purchase role distinct from separately regulated mortgage-relief services.

54. Written Covered-Service Contracts

Where Nevada’s covered-service requirements apply, the provider generally must use a written agreement satisfying applicable statutory and regulatory requirements before providing covered services.

Additional notices and disclosure language can be mandatory.

55. Three-Business-Day Rescission for Covered Services

A homeowner entering a qualifying Nevada covered-services contract generally may rescind the contract without penalty or obligation until midnight of the third business day after signing.

The actual statutory and regulatory cancellation notice must be used where applicable.

56. No Improper Advance Compensation

Nevada restricts when a covered foreclosure consultant, loan-modification consultant, or covered-service provider may receive compensation.

A property-acquisition business should not charge a homeowner advance fees for mortgage-relief promises unless separately authorized and compliant.

57. Nevada Foreclosure Purchasers

Nevada also separately regulates a foreclosure purchaser, generally meaning a person who, in the course of business, vocation, or occupation, acquires or attempts to acquire title to a qualifying residence in foreclosure from the homeowner.

A direct investor may therefore become subject to Nevada’s foreclosure-purchaser rules even if the investor is not acting as the homeowner’s consultant.

58. Residence in Foreclosure

For these provisions, a qualifying residence in foreclosure generally means residential property with no more than four family dwelling units against which there is an outstanding:

Transaction staff should check the public record before assuming an ordinary purchase contract is outside these protections.

59. Written Contract for Foreclosure Purchase

Before purchasing a qualifying residence in foreclosure, a covered foreclosure purchaser generally must provide the homeowner with a written contract:

60. Required Foreclosure-Purchase Terms

The covered contract generally must state matters including:

61. Three-Business-Day Foreclosure-Purchase Cancellation Right

A homeowner entering a covered contract with a foreclosure purchaser generally may cancel without penalty or obligation until midnight of the third business day after signing.

The contract must contain the required conspicuous cancellation notice.

62. No Deed During Cancellation Period

Until the statutory cancellation period has fully expired, a covered foreclosure purchaser generally may not ask the homeowner to sign, or have the homeowner sign, a deed or other conveyance document.

63. Limited Waiver Near Foreclosure Sale

Nevada permits a narrow waiver of the three-business-day foreclosure-purchase cancellation right where the residence is scheduled for foreclosure sale within that period and the homeowner provides the required handwritten, signed waiver.

That limited exception should not be converted into a routine waiver.

64. Foreign-Language Foreclosure-Purchase Negotiations

If a covered foreclosure purchase is negotiated in a language other than English, Nevada regulations generally require a translation of the material terms in the language used for negotiations at least two calendar days before execution of the English contract.

The Website’s multilingual interface does not remove this requirement.

65. Sale-Leaseback and Repurchase Arrangements

Nevada defines a foreclosure reconveyance around specified transactions in which title or another interest transfers during foreclosure and the former homeowner receives or is promised an interest allowing continued possession.

Examples can include:

These structures require substantially more legal review than an ordinary permanent sale.

66. Foreclosure Purchaser Cannot Pose as Homeowner’s Adviser

A covered foreclosure purchaser generally may not represent that the purchaser:

67. Fraud or Deceit in a Foreclosure Purchase

Nevada imposes serious consequences where a foreclosure purchaser engages in fraud or deceit against a homeowner.

Depending on the facts, consequences can include:

68. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving an offer, or negotiating a transaction does not automatically:

Homeowners facing foreclosure should independently determine all applicable deadlines.

69. No Foreclosure-Relief Guarantees

Unless separately authorized and legally qualified, we do not represent that:

70. Federal Mortgage-Assistance Rules

Where separate activity constitutes mortgage-assistance-relief services under federal law, additional requirements can regulate:

71. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

Certain fiduciary sales can qualify for Nevada seller-disclosure exemptions, but the actual statutory criteria must be satisfied.

72. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

73. Pending Insurance Claims

If a property is sold while an insurance claim remains pending, the transaction documents should address the parties’ rights concerning:

74. Insurance Rights Do Not Automatically Transfer

A property sale does not automatically transfer:

Those matters depend on policy language, Nevada insurance law, timing of the loss, mortgagee rights, insurer requirements, and transaction documents.

75. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should use an appropriately qualified and licensed insurance professional or attorney where required.

76. Common-Interest Communities

Many Henderson properties are located within common-interest communities.

Where applicable, Nevada law may require separate resale information concerning matters such as:

Those requirements are separate from the Seller’s Real Property Disclosure Form.

77. Tenant-Occupied Property

A sale does not necessarily terminate a lawful tenancy.

A purchaser should evaluate:

A property that appears vacant after a fire should not automatically be assumed to be free of tenant rights.

78. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying housing constructed before 1978.

Nothing on the Website replaces applicable federal requirements.

79. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

80. Nevada Telephone Recording Law

Nevada requires the consent of all participants to record a telephone call where NRS 200.620 applies.

Acquisition calls should therefore not be silently recorded.

Appropriate recording notice and legally sufficient consent should be obtained before recording.

Nevada’s rule for private in-person conversations is different and generally permits recording where one participant authorizes it.

For interstate communications, the stricter applicable rule should be followed.

81. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

82. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will include an unsubscribe mechanism.

83. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This consent does not eliminate any document that applicable law requires to be provided in another form or manner.

84. Privacy

Our handling of personal information is described in our Privacy Policy.

85. Independent Decision-Making

Selling fire-damaged real estate can have significant:

You may wish to consult:

86. No Professional Advice

Website content does not constitute individualized:

87. No Automatic Brokerage, Agency, or Fiduciary Relationship

Use of the Website does not itself create:

If an appropriately licensed Nevada real estate professional participates, applicable brokerage and agency documentation controls.

88. Acceptable Use

You may not:

89. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Henderson Nevada.

You may not commercially reproduce protected Website content without authorization.

90. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

91. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

92. No Guarantee of Transaction

We do not guarantee:

93. Marketing Claims

Website statements describing the transaction as:

describe marketing objectives or possible transaction features and do not guarantee a particular economic or legal outcome.

The executed transaction documents control.

94. Testimonials and Experience Claims

Testimonials describe individual reported experiences and do not guarantee that another seller will receive:

Claims concerning years of local experience, numbers of homeowners helped, Henderson-based operations, or similar factual business credentials should be accurate and substantiated.

95. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

96. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE HENDERSON NEVADA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

97. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for the independent:

of unaffiliated third parties.

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

98. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Henderson Nevada from claims arising from your:

99. Governing Law

These Terms are governed by the laws of the State of Nevada, except where another law must apply.

100. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Nevada.

These Website Terms do not impose mandatory arbitration.

Nothing in these Terms overrides Nevada provisions that make mandatory arbitration voidable or unenforceable in a covered foreclosure-purchaser or covered-services relationship.

A separately executed transaction agreement may contain different enforceable dispute provisions.

101. Non-Waivable Nevada Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

102. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

103. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

104. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

105. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

106. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

107. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

108. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Henderson Nevada
Henderson, Nevada
United States

Website: ibuyfiredamagedhomeshendersonnevada.com